Nowadays, computer and internet are very common to everyone. We will rely on computer to save our personal data and using online financial services to do financial transactions such as online purchases or online banking in order to safe time. Before we do any financial transaction in the website, we need to register to become a member to fill in some personal information. The information is including name, date of birth, gender, address, telephone, e-mail address, occupation and interests. “Personal Financial Information” means any record containing a customer of a financial institution, whether in paper, electronic, or another form, that is handled by behalf of the institution or its affiliates. But, is it security to protect consumer avoid embezzled by other people? Therefore, there are some ways I suggest to safeguard our personal and financial data.
1. Use strong password or pass-phrase to protect your access data. When using the computer, password plays an important role to many aspects. We do not reveal any personal information or particularly passwords to anyone. After using any of the Financial Data Center or member services, must remember to log out properly before leaving the Financial Data Center. Besides that, if share information with another users or use our services on a public computer such as in a public library, school computer lab or Internet cafe, must remember to close the browser window. That is to prevent other users from reading your personal information and mail. Besides that, we also need to avoid using passwords that are easy for someone to guess, such as the your personal identity card numbers. Then, it is also strongly suggested to change regularly and different passwords make to different accounts.
2. Install and update antispyware and antivirus programs
. To safeguard our personal and financial data, we can install an antivirus 
program such
as Symantec and Norton antivirus, AVG antivirus or other more in order to protect ourselves against viruses and Trojan horses that may steal or modify the data on our own computer. Besides that, we always need to make sure our antispyware and antivirus programs is up to date.3. Install a firewall. Firewall can also prevent the unswanted data coming into computer
and unauthorized data leaving from computer. Most new computers come with firewalls integrated into their operating systems. If we have an older computer or using dial-up, then we may need to buy a firewall separately and install it ourselves.4. Regularly scan your computer for spyware. Spyware or adware hidden in software pr
ograms may affect the performance of your computer and give attackers access to our data. Use a justifiable anti-spyware program to scan our computer and remove any of the infected files.5. Avoid unused software programs. We need to always make sure that we do not clutter our computer with unnecessary software programs. If there have programs on our computer that we do not use, consider uninstalling them.
6. Use separate local or network accounts. By using separate accounts, individuals can be assigned very specific access rights and privileges. Using separate accounts with differing access levels limits the potential for accidental or malicious data exposure.
7. Identify where the data is stored. When we need to store any sensitive or confidential data temporarily on a memory stick, laptop, or other device, remove that data from the device when we have finished, and ensure that data has been completely erased and not just deleted.
References:
http://www.msisac.org/awareness/news/2007-03.cfm
http://finance.yahoo.com/banking-budgeting/article/103893/Six-Ways-to-Safeguard-Your-Online-Assets
1 comment:
After reading your blog,I will think twice before giving out my detail and take necessary security to protect my detail and data.
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